Best Used Car Finance Rates . Auto Loan Interest Rates by Credit Score (August 2023) The average auto loan rate for new cars is 6.61%, according to the most recent data from Experian Best from a credit union: PenFed Auto Loans; Best for rate shopping: myAutoloan; Best for a simple online experience: Carvana; Best for used vehicles: CarMax Auto Finance;
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You can use these as a benchmark to measure your auto loan rate against Remember, only the most qualified buyers get the lowest APRs.
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